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Financing


Yonkers Car Loans - Curry Acura

The Finance Department at Curry Acura of the greater Yonkers area is here to help get you a great deal on a new or used car loan in Scarsdale, New York.

Curry Acura's finance team is ready to create the financing plan that is your best fit. Save money, time and frustration by working with on of our fine finance specialist at our Yonkers area dealership.

Curry Acura's finance experts work side-by-side with various financial institutions to get you the best deal on a Scarsdale, NY car loan. Our dealership is here to make purchasing an automobile a simple and pleasurable experience. Also don't forget to view our current finance specials to save even more at Curry Acura!

We can help students with no credit history, or those who have hit a rough spot and now have bad credit problems. We can customize a loan program to anyone's needs. Call us at 866-491-1024, or visit us in person by coming to 685 Central Park Avenue, Scarsdale, New York.

Contact Information

Contact Information

Curry Acura

685 Central Park Avenue

Scarsdale, NY 10583
workSales:
(866) 491-1024
serviceService:
(866) 554-7385
partsParts Center:
(866) 325-0995

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.